What Your Business Needs
Key parameters that banks and financial institutions evaluate to grant business credit
Important: These Are Not Isolated Requirements
These parameters together build financial and operational credibility. Banks don't just lend money: they evaluate order, seriousness, and sustainability.
Companies with intentions of large investments and government institutions before hiring conduct an online investigation of your company. Our company will do its utmost to make your company look very professional.
Business Identity and Formality
Registered legal name (LLC, Corp, Inc)
Active EIN / Tax ID
Verifiable physical address (not just PO Box, not home address)
Own business phone (not personal, preferably listed)
Corporate email (e.g. info@yourcompany.com)
We do thisActive web domain consistent with legal name. Website should look professionally made and high value
We do thisDigital and Operational Infrastructure
Professional website with clear business information
We do thisActive and consistent social media
We do thisReliable server and hosting (not free)
We do thisVerifiable online presence (Google Business Profile, maps)
We do thisFinancial Structure
Exclusive business bank account (not mixed with personal finances)
Stable banking history (regular movements)
Basic financial statements (income, expenses, balance)
Total separation between owner and company
Business Credit History
Active commercial credit (Dun & Bradstreet, Experian Business)
We do thisThis service through a partner company: complete credit history cleanup and adjustment to obtain credits from $100,000 to $1 million
Timely payments to suppliers
Well-managed previous credit lines
Business age (months/years operating)
Legal and Compliance
Current licenses and permits according to sector
Active commercial insurance (general liability, workers comp if applicable)
Contracts or recurring clients that support income
Filed tax returns
Consistency and Risk Perception
Business name matches on bank, website, domain and documents
Company has real structure, not improvised appearance
Demonstrable capacity to generate income exists
In Summary
Banks don't just lend money: they evaluate order, seriousness, and sustainability.
A company with clear legal, digital, banking and operational structure is perceived as less risky and has much higher chances of obtaining credit.
We Help You
We take care of cleaning and creating your company's digital life and we have partners who will gladly work on your credit and other needs your business has.
Digital Presence
Professional website, social media and corporate email
Business Credit
Credit history cleanup and adjustment
Partner Network
Experts in finance and business needs